About Us Advanced Retirement Strategies Inc. is a full service financial advisory firm dedicated to helping their clients with a wide range of products and services. Tom Kleine is a fourth generation Californian who has been in the financial service field for over 20 years. Tom is a Registered Investment Advisor regulated by the California Department of Corporations.He is a graduate of California State University at Los Angeles with a degree in Business.  Our goals are to help our clients protect and preserve assets, increase income and reduce taxes. We provide our clients with the opportunity to participate in market growth, protect their assets during market volatility, and simplify  the process of wealth management. We monitor closely the portfolios of our clients to assure their risk tolerances are maintained. Advanced Retirement Strategies Inc. is a member of both the Riverside County Better Business Bureau and the National Ethics Bureau (NEB). NEB is an independent organization of financial and insurance professionals who have maintained an exemplary record of business ethics. For more information, please click on the websites listed below:   www.ethicscheck.com   www.ars.retirerx.com www.labbb.com       Cindy and Tom are full-time residents of the Coachella Valley and are involved in many local activites. They enjoy spending time with their three children as well as outdoor activities including skiing, fishing and cycling. Thomas G Kleine, Registered Investment Advisor 77-772 Flora Road Palm Desert, CA  92211 (760) 200-3100 phone    (760) 200-3433  (fax)     tkleine@kleinefinancial.com  or ckleine@kleinefinancial.com